Have a business and looking for the best rates on georgia workers comp insurance? The State of Georgia requires that any employer with three (3) or more employees carry workers compensation insurance coverage, whether full or part-time. The insurance coverage must be in place at the time the employees first day of employment. Workers comp insurance coverage, although often costly, provides benefits to both employers and their employees. If an employee is injured or dies, in a work-related accident, the workers comp insurance prevents the employee or their family from suing the employer, in exchange for the medical costs and lost wages to be paid to the injured employee. If an employee dies in a work related situation, the workers compensation coverage will provide a pre-determined, monetary benefit to the employees beneficiary(ies).
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