If you are a business owner, understanding the requirements of Indiana workers comp insurance is vital. The State of Indiana requires that any business with at least one (1) employee carry workers compensation insurance. There are few exceptions to this law. The workers comp insurance covers an employee injured or killed during a work-related incident. If injury occurs, the employee will receive ongoing medical treatment coverage and reimbursement for lost wages. In exchange, the employee cannot sue the employer for the incident. Subsequently, in the case of an employee death, during a work-related activity, the dependants of the employee will receive a financial death benefit under the rules of the workers comp plan.
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