Kansas Workers Comp Insurance

In Kansas, regulations for carrying workers compensation insurance coverage are based on the gross annual payroll of the business.  For any company whose annual payroll equals $20,000 or less, workers compensation coverage in not mandatory.  For any business whose annual payroll exceeds $20,000, workers comp insurance is required for its’ employees.  There are some exceptions to these regulations for agricultural employers.  The purpose of the workers compensation coverage, is to protect both the employee and their respective employers.  Injured workers will receive medical benefits and lost wage benefits under workers comp.  The dependants of an employee killed during a job-related activity will be issued a financial death benefit.  In exchange for this coverage, the employee is unable to sue its’ employer for the accident or subsequent death.

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