In Massachusetts, the average cost for a standard homeowners insurance policy is $925 per year and a standard renters’ insurance policy is $219. Standard policies may not provide property owners with adequate coverage in the event a claim is filed. Over the past few years, Massachusetts has its’ share of natural disasters, including tornadoes, hurricanes and severe winter storms. Many property owners found themselves underinsured at the time of their loss. It is a good idea to annually review your property insurance coverage with a professional to determine of additional endorsements are needed. Endorsements for flood, contents, antiques or fine art can make a world of difference in the event your property is damaged by a peril that is not named in your standard policy.
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