North Carolina workers comp insurance regulations require that all employers with three (3) or more employees, whether full or part-time, maintain workers comp coverage. Having under three (3) employees has some exceptions. The workers comp policy offers medical benefits and reimbursement of last wages for any employee who is injured or becomes ill while engaging in a work-related activity. For the dependants of an employee, who suffers death, as a result of a job-related incident, a monetary death benefit is paid. In exchange for this coverage, the employee resigns their right to sue their employer.
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