Like most states, Pennsylvania workers comp insurance is regulated by the state and requires all employers, no matter the number of employees to maintain this insurance coverage. The workers comp may be secured through a competitive state fund, a private insurer or self-insured entity. In the event an employee falls victim to a work-related injury, illness or death, they will receive medical treatment and lost wages under the workers comp policy. Additionally, the injured employee surrenders their right to sue the employer.
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