Wisconsin workers comp insurance regulations indicate that any employer with three (3) or more employees maintain workers comp insurance. There are no exceptions to this regulation, which is in place to protect employees who suffer work-related injury, illness, disability or death. In the event of such an incident, the employees’ lost wages and medical treatment expenses are covered. In the event of employee death, their dependants receive a pre-defined monetary death benefit. Included in the workers compensation policy, the employee gives up their right to sue their employee for the incident.
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