Arizona workers comp insurance law requires that all employers, with at least one (1) employee have workers comp insurance. This does not include sole proprietorship businesses. Workers compensation insurance is required to protect employees who are injured, become ill or die in a work-related event. Of course, no one likes to think about something like this happening, but because they do occur, these regulations have been out into place.
Workers comp also protects its’ Arizona employers from being sued by employees who suffer such a situation. Every employee must be adequately covered by workers compensation plan prior to starting their first day of work.
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